Standard Bank

Standard Bank HY HEPS +4% to 1328.7c (topping the BB est. of 1289.9c) | NII +19% on higher rates offsetting lower pricing | Credit Loss ratio down to 92bps (HY23: 109bps) | ROE -40bps to 18.5% | Div +8% to 744c | Africa Regions 41% of earnings | FY24 guidance & FY25 targets reaffirmed.
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